Please Sign Here (and here, and here, and here…)

We have been in the process of refinancing our house for the past 6 months or so. This must be some kind of record. No big deal, we weren’t in a tremendous hurry and we were hoping the rates would continue to go down.

Well, they didn’t but it was good to have a new appraisal done on the house, and updated paperwork with Michael’s name on it rather than my ex’s, and increased insurance coverage just in time for the height of hurricane season.

We went in on Friday for an hour of signing our names on the many forms and papers included in our packet. But our banker forgot to include flood insurance, so he had to make changes and we had to re-sign a few of them on Monday.

Yesterday, we receive word from him that, since we’d wanted to put the house in trust, we’d have to re-sign all of the papers and add the words “as co trustee for the ************ trust”. So this morning we sat and hand wrote our signatures and “as co trustee for the ************* trust” on papers we had already signed, even though it was typed beneath the signature line. There were twenty-six pages!!

I just kept giggling thinking of the absurdity of this. But at least it’s done (we hope) !

One Response to “Please Sign Here (and here, and here, and here…)”

  1. Kent Says:

    What a surprise! We have done several refinances on the island and they averaged 8 months or more! In the states they take 3-4 weeks. The only place we were able to get one done within a month or so was Flagstar. I sland time I guess!

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